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CAN YOU SAVE WITH A NO POINT REFI?
Brandon's Team Has Funded Over 1 Billion In Loan Volume

15-YEAR FIXED RATES STARTING AT 1.89%*
30-YEAR FIXED RATES STARTING AT 2.26%*
Just Answer a Few Questions below for a FREE Refinance QUOTE

Go!
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Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score.

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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What year did you purchase your home?

2010-2022
2000-2009
1990-1999
Before 1990
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Please estimate the value of the property.

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
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What is the remaining 1st mortgage balance?

[{"by":"10000","end":"100000","start":"0"},{"by":"20000","end":"1000000","start":"100000"}]
null
"200000"
  • $0
  • $1M+
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What is your 1st mortgage interest rate?

["less than 2%","2.00%","2.25%","2.50%","2.75%","3.00%","3.25%","3.50%","3.75%","4.00%","4.25%","4.50%","4.75%","5.00%","5.25%","5.50%","5.75%","6.00%","6.25%","6.50%","6.75%","7.00%","7.25%","7.50%","7.75%","8.00%","8.25%","8.50%","8.75%","9.00%","9.25%","9.50%","9.75%","10.00%","10.25%","10.50%","10.75%","11.00%","11.25%","11.50%","11.75%","12% or more"]
null
"5.00%"
  • 0%
  • 12%+
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What kind of rate do you have?

Adjustable
Fixed
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Do you have a second mortgage?

Yes
No
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Would you like to borrow additional cash?

[{"by":"10000","end":"80000","start":"10000"},{"by":"5000","end":"130000","start":"80000"},{"by":"10000","end":"200000","start":"130000"}]
null
0
  • $0 (No Cash)
  • $200K
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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What is your average monthly income?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"4000"
  • $0
  • $50K+
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What are your average monthly expenses?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"3000"
  • $0
  • $50K+
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Do you currently have a FHA loan?

Yes
No
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Any late mortgage payments in the last 12 months?

None
1 Late Payment
2+ Late Payments
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What is your full name?

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What is your email address?

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What is your phone number?

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Key Features About Our Loans

  • Significantly better pricing due to salaried rather than commission-based Loan Officers
  • Flexible loan terms from 8 years to 30 years (do not need to start that 30 year term over again)
  • Average application to clear to close time: 19 days
  • Single-family, Condos, and Multifamily
  • Primary Homes, Secondary Homes, & Investment Properties Eligible
  • VA, FHA, and Jumbo Programs Available. 
The 3 Biggest Mistakes When Shopping For A Mortgage

                                                                                         

"Being a first time home owner, Brandon was very helpful in assisting us in understanding all of the details of the loan. Would highly recommend. I know I messaged him multiple times and he never had a problem in breaking down how everything worked and what was needed to accomplish things."

Daniel McGowan

First-time Homebuyer | Orlando, Florida



“Brandon helped us with a new home purchase 5 years ago. In April, Brandon helped us again with a refi loan, got us a GREAT rate and today we had a successful close. Brandon is remarkable, approachable and is simply the best around. Highly recommended!!!!”

Paula Vickers

Repeat Client |Fort Lauderdale,  Florida



This hassle-free process only takes about 60 seconds, and it won't affect your credit score!



* The principal and interest payment on a $200,000 30 year fixed rate loan at 2.26% and 60% loan to value (LTV) is $813. The Annual Percentage Rate (APR) is 2.656% with estimated finance charges of $5,600. The principal and interest payment does not include taxes and home insurance premiums which will result in higher actual monthly payment. Rates current as of 9/17/2021. The APR is calculated using the Actuarial Method


* I consent to receive autodialed text messages or prerecorded calls regarding products and services offered by Reach Home Loans to the telephone number provided. I understand that consent to these terms is not a condition of a purchase or refinance. 

NMLS Consumer Look Up | NMLS #3446